So I found myself practicing my magic skills passively wile watching TV, just like I did in Oblivion. Of course, with the new leveling system that gave me several level ups without improving any of my combat skills. Now, I'm finding combat a lot more difficult because I essentially have a level ten character with level five or six combat skills. Therefore, I'd like to try to improve my combat skills without leveling up my character for a bit, so that I can bring them back in line with the level of my current enemies without scaling the difficulty manually.
So, long story short, do you "level up" whether you click the option of leveling up or not? More importantly, do enemies level up regardless of you not choosing to level up yourself?