If there is any, I haven't noticed them yet. Good job, Bethesda!

I've noticed the odd stutter when wandering around the overworld, but I'm on the 360, so it's to be expected I guess.

me neither. playing off ssd's though

No, not once.

I like how loading of a small house takes (almost) as long (or short in my case) as loading the entire outside world. Even though that probably loads while walking around but you just don't notice it. That, and poor drawing distance helps a lot.

Drawing distance at max and playing off a 7200rpm hdd -> loading times 1-2sec very good job!

/edit: That means loading when entering or leaving interior. There is no loading while just wandering in the world.

On my HDD no waiting screen takes more than 5 seconds! The ability to rotate objects in 3D while in the waiting screen is pretty useless, but in a good way