But couldnt the fix somehow be implemented by modders? I pla to play the Fallouts after I am done with Skyrim...I am not a fan of player houses or whatever but just asking
Nope. It's an issue with the game engine/editor executables themselves (namely how Navmeshes are saved with an incorrect Mod Index in the editor, and then how the engine deals with that). It's not something the community can fix, there are workarounds, but no fixes.