Just wondering how people are dividing the Magic/Health/Stamina points on a Mage/Conjuration Vampire Lord build.

I'm hesitant to really put any points into magic because with enchanting you can drop the magic cost of destruction/conjuration spells to zero, so do people skip putting points into magic all together? Would it be better to just drop all the points into health/stamina so I can live longer in fights and carry more loots? Just carrying around some extra lightweight gear that will drop any magic spell to zero seems better than dropping points into magic....