So since I picked up the game some time back I've basically only played on Adept. However, I've found the game to be quite easy. However, on those rare occasions I find myself in a tight spot mostly due to my lack of awareness.

However, on my newest play through I've finally decided to up the difficulty a bit and settled on Expert. However, so far I've not noticed much difference. Bandits still seem pretty easy with Iron Arrows and the basic bow or even with a sword and shield.

However, I was wondering is there a significant difference between Adept, Expert and Master?

The only thing I heard a while back was that it was easier to level up on Easy.

Would someone be able to actually list the major differences? Like would it be slower to level up on Expert than it would on Adept and so on for Master? Or do you do more damage, etc.

Thank you.

http://uesp.net/wiki/Skyrim:First_Time_Players#Difficulty_Settings