Most problems are PEBKAC, so just following common sense will keep you relatively safe.
For maximum security, install Linux, unplug your computer from the net, dig a hole in your back yard, unplug your computer from the power, and bury it.
1. Always use anti-virus if you are using Windows.
2. Never open any emails unless you know who they are coming from.
3. Same as 2, but for attachments.
4. Don't trust popups that tell you that you are at risk, verify via your anti-virus programs.
5. Don't download illegal warez or media of any sort.
6. Be careful of stealth installs of unwanted software, even coming from companies you
used to trust :ninja: