Hey there , pretty easy question , but I haven't found an answer searching for it.

Finesse perk gives critical up = to 5 points of luck. If my Luck currently is at 8 , would Finesse make my critical chance equall to 13? Or does it stop at 10?

Thanks in advance any who knows.

equal to 13

If you'd like some info on the mechanics:

You have a hidden stat called "critchance". This is the percentile chance that any given hit will be a critical hit. Critchance is initially the same as your Luck stat: 6 Luck = 6 critchance = 6% chance of any hit being a critical hit. Finesse adds 5 to your critchance, but doesnt give you the other benefits of having a high Luck. There is a certain notorious piece of headgear that can add another 5, for a maximum critchance of 20%. Your final in-game chance of scoring a critical hit is then affected by a weapon's "crit multiplier" which for the most part ranges from 1.0 to 2.5 (generally, energy weapons and unique weapons have a higher crit multiplier), which is in turn divided by the weapon's rate of fire if it's automatic (for automatics, it's basically your total chance of scoring a critical in one second of firing)

It's the only perk that gets you above 10 Luck depending on your SPECIALS. It only applies to combat and the critical hit algorithm, though, not gambling.

Built to Destroy?
Laser Commander?
Set Lasers for Fun? etc..

Finesse doesnt impact luck, it just adds 5% to your base crit.

Ah , alrighty then thanks for the answers guys.