Investor and trader perks. Those things were damn sixy when I was hurting for cash to buy spells with.

I was like, oh yeah baby when my speech is at 80 those 2 perks are all mine!

... Speech is now 81 have so much gold that I now just horde my treasure in a box that probably has 100,000 gold worth of stuff in it.

Just thought it was funny that by the time you can get them you don't need them.