I would like some advice/help on my build, this is what I have at the moment http://skyrimcalculator.com/#27473 I am level 26 and have 2 perks to use

This is what I was thinking about using http://skyrimcalculator.com/#27477

Will having 5/5 in Juggernaut for Heavy Armor be pointless when I craft higher quality gear (Dragon or Daedric) and improve them, meaning will I be way over the armor rating cap?

Thanks

You won't need any points in Heavy Armor to armor cap crafted Daedric or Dragonplate with the full crafting loop (Smithing, Enchanting, & Alchemy). If you drop Alchemy, you'll need at most 1-2 points in it.

Same with Shield Wall. 1/5 is enough to cap Block % at 85 at 100 Skill with a Daedric Shield.

I'd recommend optimizing your character for level 50 instead of 81. Leveling slows down significantly after 50.