Yes unfortunately it is. I did not go through the exhaustive list in Oblivion, but some people can even make better textures than the devs, simulate better npc schedule, balance the game better, etc.

Yes they do, the pc and the mod community is what keeps TES and the hype alive to get through the 5 year dev cycle. I wouldnt be able to play these games un modded more than a week. Bandit, mage, undead, bear, wolf, dragon dragon dragon dragon. After a short amount of time, boring.....

How I see it, pc players get and a full game made by awesome devolpers, and the means to change anything at all, and still pc players have the most hate, it's all backwards on this forum.