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Possible Spoilers Ahead* this has been a P.S.A.

im on console as well, and i create base save files to play from, heres what you do.
disconect from PSN/XBOX live.
delete system cache/remove game updates
load skyrim and create your base character as normal
complete tutorial and main quest (stop main quest when you have to go fight the dragon at the watch tower)
use various glitches/exploits to level to 15 (sneak into a wall, talk to dunmer at black brier meadery for infinite skill boosts, etc.)
obtain lots of money useing skelton book glitch located here http://www.youtube.com/watch?v=Nb_mLBHPfUc
buy whiterun house and all upgrades for said house
complete the oghma infinium quest, then use the glitch to level to 81 http://www.youtube.com/watch?v=DhDhPKF1lBY
save game. . .up to 3 times
I dont take any credit for anything found in the above, and total completion time can range from 5-8 hours depending on how fast you go.
now be sure that as you level up to 15 you
dont spend any perks and put your 15 level up stat points into something like health as it is good no matter what the playthrough. then as you perform the oghma infinium glitch dont level up at all, if you need to check your progress that bad save it and level, if it all looks good load your previous save and continue.
i do this alot, i have 3 level 15 character with 10k gold ready to level to 81 (different races)
the reason you stop the main quest right before you go to the watch tower is because after you finish it and become thane that triggers random dragons, that choice is up to your current game.
if your one that wants a completly new look to your character every time, then this will not really work for you. but if your the kind that spends alot of time going through the intro or characters because your not happy with the current playstyle, this will help.