ive read stories on here of people who live in cave or dungeons etc. and im wondering how do you know which ones wont just respawn the enemies and if the storage will not delete your gear. is there a list somewhere that shows these places? if so, please post a link for said list. thank you.

UESP says http://www.uesp.net/wiki/Category:Skyrim-Places-Safe, but I wouldn't trust them anyway, just because.