It's really nothing major, but I've noticed that when carriage drivers make a comment about the place they're taking you, they always get cut off by the loading screen. Seems to me it would make more sense if they said it right after you picked a destination, rather than when you got in the carriage. More a design failure than a bug I suppose.

its intentional. it makes it seem like they keep talking and you have a conversation on the way there and not silence. IMERSION FTW!

^^^ This.