I prefer lurking on these forums rather than posting but seriously you're going to make me come out of hiding to say this?
If you don't like the way ZOS is doing their payment model for ESO then GTFO. Stop crying and stop complaining. They aren't going to change their entire business model based on your personal lifestyle.
If you cannot afford a measly $14 a month, then don't play. Find a different game. You say you want a F2P or B2P game? Well there's a bunch to choose from so have at it.
TES fans want a B2P TES game with no sub fee? Skyrim is just a download away.
In my opinion I honestly have no idea why someone couldn't afford $14 a month. Anyone who lives in the real world and pays bills realizes rather quickly at how great it is for a whole months worth of pure entertainment costing a mere $14.
If you seriously can't afford to play this game then maybe you shouldn't be playing games period so that you can start devoting your time to earning a real living. GG
IB4L