I mean, if you're using melee weapons, or is not in combat stance, then you don't really need the crosshair. Crosshair is turned off
But when you have your bow or spells on the ready, then you'll need the crosshair for better aim. Crosshair is turned on
I've experienced the crosshair automatically being turned on when I was trying to dualcast Conjure Dremora Lord, this makes me think that such a system is already in-game, witing for us to exploit them