Howdy.

I'm in Whiterun.

I have three questions.

1. I don't want to go into a dungeon unless I have to, because I don't want to lock it into a low level spawn by entering it when I'm low level. I'm currently level 8. Are my concerns justified? If so, what's a good place to go to hunt for loot?

2. I ran the shopkeepers out of money. How long before they get their bankroll back? I have a few items left to sell, but no one has any cash left because I apparently wiped them out.

3. I was thinking about just wandering around on the roads until I find some bandits to whack the crap out of. Where's a good spot to do that at near Whiterun?

Thanks in advance for any tips.