http://skyrim.nexusmods.com/mods/2762 and set them to the hardest setting. Won't get rich that way...
Though I don't really see the problem, if it bugs you that you can save and load in front of a merchant and get rich by it, just don't do it.
I find it to be a bit like asking for a mod that remove the console comand additem that you can use to add [censored]loads of gold to your inventory.