Yeah, I also would prefer the opposite of this. I don't understand how there would be any gold just left in random chests and boxes. Realistically, gold was extremely hard to come by in 'those days'.
OT; to OP, I am from ON as well, in the Kitchener-Waterloo-Cambridge area.
OT: I'm temporarily living in Lindsay at the moment, which is near Peterborough.
Anyways, I honestly feel like at the very least vendors should carry more gold, or high profile targets. I don't like looting or pickpocketing a "rich" NPC only to find 50 or so gold on him/her. There's also the whole coin purse issue where they look nice and full (100-200 gold pieces) and only carry 10-20 or so... Doesn't make any sense to me. Obviously this won't be a mod for everyone, but I'm actually only doing it for roleplaying purposes. One of my characters is very rich and would be worth 20-50k gold at any given time.
Perhaps I will make some variations on this. Maybe one version will only add more gold to vendors and coin purses. Perhaps I will add a version that makes chests more lucrative for treasure hunters. This mod won't be for everyone to be sure, but it's something I'd like personally.
For example: In Fallout 3 I made a mod that made rad suits protect 100%. I felt that realistically you should not be absorbing radiation if you're wearing protective gear. This is one of those absolutes. All or nothing kind of mod.