Considering the normal structure of TES magic effects, I'd say that anything you can turn undead on is effected.
I don't think I've ever used turn undead on a ghost, so I can't help you out here, but I'm sure somebody else has.
Anything that banish daedra works on is effected by Atromancy, for example.
Edit: Meaning they probably use flags for 'daedra' and 'undead'.
Good point. By that logic, if silver seems to do extra damage to my own ghosts, then that might be a good sign that they count as undead.
(Of course, I coud also just save, take the perks, test for duration, and then reload if they don't work. But for some reason whacking things with silver seemed like the logical follow-up.)