People in cold environments should have pale skin tones, so can anyone link me to a good mod to make the population have light Nordic looking skins?

Cold environment does not directly cause skin depigmentation (eskimos for example). It's the lack of UV radiation which only has a correlation with temperature. I'd say the Nordic nobility should be rather pale though, since they spend most of their time indoors. But my post was slightly OT, so sorry for that.

The first skin settings are pretty damn pale. edit: Lighting will change things of course, but the character creation lighting is probably best to go on.

Yeah, and cold climates are normally overcast (i.e. low UV). I mean, where do you think all that snow comes from?