BTW, when I lose my body, if I continue on about my business it will usually catch up with me. It will slide along in a laying-on-your-side position until it catches up to me, and then right itself. Although, once recently (like the dragon mentioned before) my body got caught with one foot inside a door and it just flopped around with a banging noise trying to get loose while I took my POV off to explore. Sometimes saving the game, exiting and restarting will fix the missing body, and sometimes sleeping in a bed will as well.
And I think this is related: Recently I was in a cave, having just entered through a door. I heard a sound like un-popped corn kernals being rapidly dropped onto a running fan. My body was missing (as usual), but when I found the source of the noise with my POV, there was something inside a pile of rock with what looked like maybe a sword and maybe other stuff flailing around at a frenetic pace. The sword and limbs - maybe? - would dart in and out of the rock pile incredibly fast while making this awful noise. Whatever it was, it didn't respond to any weapons or a shout.
Glenn.