Is it attributes or skills that have a bearing on all the checks in the game?
Where I am coming from is basically I want to bump down charisma, but still take speech as a tag and focus on it i.e. i want the attribute points elsewhere but am happy (and want to) spend points to have good speech options.
Not bothered about barter too much a the moment and I can handle the lower companion nerve thingy - I just don't want to be knackered in dialogue and associated activities as they are important to me in rpg's.
Cheers
Dan