If my housecarls interfere with me trying to set up my house while I am trying to work around the exploding item bug, I will take them to the Throat of the World and cast them off the mountain all of the housecarls in the game.

But yeah, that's what I mean about the shops. Even Morrowind and Oblivion had shops that just had what you needed, money-wise.
If they're trying to take TES in a new direction by sacrificing customizable gameplay for "doped out graphics, man!", this will probably be my last TES purchase. I want to choose how my character develops in a detailed level. I'll be blatantly honest with this: I think the perks are stupid. The explanation that was given of cutting out stat development to get right to the gravy of increasing the size of your reservoir is a weak explanation. Those statistics affected more than your maximum HP/MP, etc. It was how strong your spells were or how much damage an attack did. What if you want to be a hand-to-hand expert but you want to go light armor not heavy armor and you want to be a Redguard? Then what? You're forced to be weak because you have no natural strength? You can't create and name a class anymore so you don't have the effect of wearing a cool title around with you wherever you go? Really? I liked seeing the title of my class displayed under my name. This game has really removed the feeling of individuality. Can't wait to see what they come up with next....