I was going to Markhart for different quests but I couldn't fast travel, so I decided to steal a horse in Whiterun to get there quickly. On my way to my destination a dragon started attacking me and I was like: "Damn, I'm an assassin with just a bow and a couple daggers. How am I gonna kill this monster?" But then I started shooting arrows from my horse and I noticed it was pretty easy, especially when I was slowing time with the archery perk. I could run away from him and then destroy him with my (not really) superior fire-power.
So, what do you think about fighting from your trusty, or stolen, horse? Do you like it? Or you think it's just useless?