Yeah, and like I said or meant to say, the difference is in how much you spend. If you want to believe that the 2x-3x amount of cash you spent on your SSD's are worth it, go ahead. I'm sitting here with four 10k RPM drives in RAID 0 that is ridiculously fast that I got for less than the price of a single SSD that had any storage space worth buying. But I made the mistake I try to avoid, and that was argue with someone who has there system specs in their signature.
The only bad part of my way is that HDD's cost a forutune now due to some flooding in Thailand. Whatever you choose to go with, don't do it until prices drop back down to normal. That would be around 40$ for a 1 TB mechanical drive, and around 800$ for a 1 TB SSD.
The point is its not an either/or proposition when it comes to SSDs and HDDs, you can have *BOTH* simultaneously. As much as heterogenous computing is gaining popularity, heterogenous storage has always been the best approach as that's the whole idea behind RAM to begin with. You have different storage mediums with different speeds based on price, performance and need. After you have so many TB of storage, how much more do you need? Of those mountains of TB, how much of that do you actually want/need more performance? I think most anyone can profile their apps down to two categories 1) apps/games/data that benefit from more performance and 2) data/storage/junk that doesn't benefit at all from increased performance outside of infrequent, large transfers between disks.
SSDs are no different, you have to weigh the pros and cons of capacity and speed against the size and price benefits of HDDs. In that sense, SSDs fall in a more favorable light than they ever have relative to HDDs due to the floods in Thailand and the massive drops in SSD pricing over the last 6 months. As Softnerd stated, you can buy fast, reliable SSDs for $1/GB or less. I see deals on these daily, with Intels 320s going for even less than that AR, and a few OCZ Vertex/Agility 3s going for less than $1/GB the last few days at Newegg.
In any case, my best advice is to purchase a single $80-$100GB SSD with 80-100GB of capacity and update your frame of reference before commenting on this topic further. To anyone who has been into desktop computing for more than a minute, this is not a big deal given we paid this much for 80 MBs 20 years ago and 80 GB 10 years ago. I did the Raptor RAID, I'm doing the multi-drive RAID0 now, and I can tell you hands down, the SSD destroys them in every measurable and perceivable way except for sequential read/write (SATA6G SSDs will win though). For less than $100, its EASILY the biggest single upgrade you can make for your PC provided you've taken care of the basics (CPU, GPU, RAM).
As for the comments about the sig lol: it cuts down on questions/concerns about settings, problems, operating temps, whatever. Its especially useful when I say something like "my game runs great with the HD texture pack, silky smooth 60+ FPS always" and someone wants to know exactly what component in their own system may be preventing from achieving similar.