The idea is that you start off in a bar or if theres a gambleing type place, you would start there. You lost all your all your property/items in life gambling and
while doing that, you racked up a huge dept. So your start off rather empty of stuff. Now when your out in the wilderness (or if i can be done in town without
guard trouble) a "collector" comes to get the money you owe from gambling. Of course the debt is more then you will have on you. The npc takes all your coins
and leaves, saying he will be back to collect the rest of it later (which of course the debt gets bigger for "interest".) The collect is always a bit higher level then the
player, and you will always owe him money, unless he dies by your hand. On his corpse would have a note or a map to the location of your belongings you
originaly lost gambling.
Even if this idea svcks, maybe it will spark other idea's.
Another one could be a Invester. Where you own stock or whatever it is, in a few buisnesses. I seem to recall being able to invest in merchants or something.
Or i could be thinking of a entirely differnt game.
Btw, love the differnt starts in this. I just came back to Oblivion after a 2'ish year break and i saw this posted while i was installing my setup and love it!
Perfect timing
