I played the game at QuakeCon, and in one of the casinos you could take a job to collect debts for the casino. I was just thinking, it would be neat if you could get a loan from a casino early in the game to do whatever you want, gamble, buy equipment, etc. Then you have a certain amount of time to pay the casino back, with a high daily interest rate of course. After that time passes, if you haven't paid off your debt, you would start having encounters with collection agents every few days, which you either make a minimum payment or pay it in ful, or kill them and have the casino put a price on your head.

Yeah, awesome. Sounds awesome to be the agent itself as well, being all intimidating. Just a question: Who hired you? Was it a mafia gang that runs the casino?

OK but the hitmen have to be really good... And if you haven't paid back, you can't go back in the Strip.

Sounds sort of like GTA San Andreas. They would call you up and then send hit squads after you.

Yeah, and being offered weekly contracts as a sub-quest, which you receive rewards (mostly caps) for completing.

EDIT: and you get 1-2 temporary agents that act as companions only during contracts. Mmmm.... the thoughts are delicious...

The only problem I see with this (although I'm sure this problem can be stopped in some way) is that once you have the ability to kill pretty much anything you come across, then you can just get as much money as you want by getting a loan, never pay them back, and simply deal with the hitmen. Perhaps as Baseball Bat said, you can't get back into the Strip without paying back, I'm sure that'd be a major consequence of the game.

Obsidian said level cap is 30, have the hitmen be level 31. And have 3 of them shooting you.

No, I'm asking the OP since he would know. Unless you know this for sure? Are there mafia gangs?

I replied to the bolded part only, and also there is http://fallout.wikia.com/wiki/Omerta that own the strip club http://fallout.wikia.com/wiki/Gomorrah, though I don't know if they're joinable.

I am not sure I would ever indebt myself to a loan shark in a game or otherwise.

However I think it would be cool to have to work for a Loan Shark as a collector. There are many ways that these quests could play out too. Help the loan shark, help the person who has the loan, pay the loan off for the person etc.

well on casual mode you can kill anything..... also if you killed everyone in real life wouldnt you be rich????

have the hitman have 10 strength and 5 everything else..... level 20

I kind of call into question the legitimacy of this thread >_>

When I play an Evil character this wont be a problem - I'll take out every loan that I possibly can, and when the loansharks come to collect, I'll empty Their pockets (once their lifeless bodies have hit the floor).

When I play a Good character this wont be a problem either - I just won't take the loan (because the temptation to shoot the loanshark will be difficult to ignore).

Loan Sharks and Gambling go together like Peas and Carrots.


Actually, peas and carrots do not really go together. Not sure why two vegetables that have such different cooking times were ever packaged together.

Eh, it's not that they go together, it's just without a source, I'm skeptical its a joke/troll attempt

A source for what? Collection jobs from the casinos? I'm pretty sure I read about those in one of the previews... Or the loans? Cause that was just something being suggested.

I for one think it would be a good idea that suits the setting. Adds the desicion to take out a loan and worry about paying it back, or just walking into the loan sharks office and blasting him for a more permanent loan.

while i dont trust the validity of the OP's claims, i do find it exciting to take out a large sum of money (after gaining some rep, they arent going to give a hell load of money to just anyone) and just fight it out afterwards, I dont ever intend on paying those fools back, and Ill just sneak into the strip should business require it.

I think some people have misunderstood what I was saying. In the time I played the game at QuakeCon, you couldn't get into the strip. The casino was in the town of Freeside. I spoke with a guy at the front desk, and one of the dialog options was to ask if there were any jobs or something. He said he could use someone to collect a few outstanding debts. You were given a quest to track down three people and collect the money they owed the casino. I found two of the three people, and I didn't return to the casino. I guess you could collect the debts and not return to the casino keeping the money for yourself. I'm sure they wouldn't like that, but I don't know what they would do about it.

That part is in the game from playing the it at QuakeCon, the rest was just an idea I had:

There are casinos outside the strip. I was just thinking that early in the game when you're broke, have crappy weapons and armor, it would be neat if you could go into a casino and take out a loan to use to get an early start with better equipment. Of course with every positive comes a negative, so the loan would have a hefty daily interest rate. After a certain amount of time passes, collection agents show up to collect payments on the loan, like the Talon Mercs or Regulators in F3 when your karma was very high or low. The collection agents shouldn't be easy to kill, and they shouldn't be impossible to kill either. If you kill them, your reputation in the town the casino is located in will go down (maybe to the point of being shot on sight of entering the town), the casino will put a price on your head, and now you'll have to deal with bounty hunters.

I could've sworn your idea was stated somewhere from the interviews, I think when you rack up a debt in the casino then they send dogs after you, But I'd rather take out loans and never pay. wait im pretty sure like in the old FO's you can hack the Casino machines for more bounty (hopes) thats like taking out a loan yes? I will wrought hell on the strip

Sounds like a nice idea, but I think the debt recovery agents should eventualy become very dangerous, otherwise its too easy a way to make money and then just make loot/xp off those that chase you. There would have to be a strong incentive to want to pay the money + intrest back.

They did this with GTA SA.

The only thing different was that you couldn't loan money. It was if you lost a gamble and didn't have enough money to give to the casino. Then they would have sent a hit-squad after you. Never happened to me because I never ran out of money.

That would be awesome, but the collectors should have very good gear and should ambush you in a way that makes them very hard to kill.

If it was up to me, and if the"loan" goes unpayed too long, you get a visit from the mysterious stranger and the game goes into VATS mode automaticaly, but your the target of the VATing. (sneek atack Crits from someone with 100% guns, 10 Dex, and a near leathal od of Superjet, super Buffout, Super Psyco and Nuke Quantum and 'Guai meat, AFTER sticking one of each Grenaid, landmine, and explosives in your pocket and handing you there pins. . .

but thats just the Evil GM in me comeing out.

really? never knew that

*goes to find his copy of san Andreas*

OT: love the idea, continous quests where you have to kill or side with various NPC's because of debts to loan sharks or factions.