The perfect character is exactly what I want and even though I can't get it, I still love this game.
I concur with everyone that has provided an answer, I wish to answer this specifically:
I am at Level 16 currently and I have something around 94Science, 86 Lockpick, 90 Guns, 50 Repair, 90 Speech, with the exception of ERG Weapons, Melee, Unarmed, everything else is around 40. I think with a little work you can create a near-perfect character, while I know you want a perfect character is not the same, can be conceptually the same. In Normal Mode I shoot, don't need survival, don't need hand-to-hand combat or explosives, and can still create in my opinion the best SP-based character. When I reach 30 I will post my SP - if this is still going - to see if I can help people reach this point.
Reno