Any way you could get ripped off correct????
With current credit card laws, so long as you inform your credit card company in a timely manner, you can't get ripped off.
Of course the best option is to just not let Steam store your credit card info, then it's not there for anyone to steal. This is the best course for ALL websites
lets say said hacker taps into your account , then they can do anythiong they want with it
How are they tapping into my account? Steam doesn't have my password, just a salted hash of it :confused: And they can't do anything they want with it, as it'll get locked and with the various security settings Steam offers I can easily get it back.
If you mean Credit card, see above. You really have to be a royal moron to get burned with credit card fraud in America (Europeans aren't so lucky last I read due to the Chip-and-Pin/Verified by Visa liability denial fiasco).
you put all your games (eggs in one basket) you can lose it all.
This one I will not side on, since it's why I don't use Steam myself (but not for the reason you are thinking)
I'm all for disliking Steam, but what you are saying is patently FUD.