Agreed.
Plus, that forces your character into a certain backstory, which svcks for people who like to RP.
It appears that the Courier did have a back story that was cut along with Ulysses; Avellone said it was very difficult to remove Ulysses because he was a large aspect of the game.
Traditionally, Fallout PCs have a fairly detailed back story; New Vegas was the exception, but it's starting to look like it was a consequence of time and planning, rather than a deliberate choice.
It svcks for RPers, true.