I put on fur armor when I go into the mountains or when it's snowy out or it just seems colder than usual. It's not always about using the stuff with the best stats all the time.

This.
I wore fur and leather armor for the longest time, before going native and using forsworn. I wear a hood when it rains, and switch to something warm looking in the snow. My weapon is a forsworn bow. Even at lvl 43, I just don't feel the need or desire to wear or use the 'good' stuff, for armor and weapons.
I also carry a 'city' outfit (dress, boots and such), so I don't get strange looks when buying or selling in town.