In Skyrim, horses wants to attack mobs, even so my sword/spells may hit him. This is expensive.
In Skyrim, horses may wander off, never to be seen again. Hopefully they will spawn at a stable, but there is no guarantee to that.
In Skyrim, the named horse can get in the way and die, or glitch away. This is sad,
In WoW, none of these situations can occur. The mounts go away when not riding them. Since Skyrim is so [censored] bugged in all cases, at least the horse-issue could have been solved by using a similar system as in WoW.
We have no control what-so-ever over what the horses do and dont when we're not riding them. I don't want my horse to die because he can't stay away from the dragon.
This list can go on for several hours.
Post your examples about the horse's free will destroying your economy/experience.
Post if you approve of my opinion, or if you think this would be b/s.

unless u mod flying carpet or something like that....