I'm on master difficulty, but I have: 66% total magic res from my necklace/ring/shield, 20% from the Lord stone, and 45% ice/lightning from my shield/boots. Also I have a perk that gives +50% magic resistance while blocking.
In total, that is 86% magic resistance (which I assume means all elements), 45% lightning, 45% ice.
=131% lightning and ice (181% while blocking), and 86% fire (136% while blocking).
Yet STILL I'm getting hurt a TON, usually 100-200 damage per blast from mages, sometimes one shotting (ice storm), and about the same in DPS from dragon's breath.
If I have Spellbreaker on ,however, I lose some magic and lightning res from my other shield, but it's ward blocks 100% damage from dragons and most mage spells.
The problem isn't staying alive, Spellbreaker helps with that, I'm just wondering how the resistance system works and if Master difficulty would lower my resistances.


). And on my mage, I enchanted gear and gave it to Kharjo to boost his shock resistance to 100% for safe uses of chain lightning. And when he had the equip, I could try to electrocute him all day, it would always say "Kharjo resisted chain lightning", whereas before he would still be slightly damage (and complain
).