It didn't happen in a dark dungeon without a torch and spiders crawling in the dark, nor did it happen when 3 angry giants were chasing me at lvl 2. My scariest moment happened on a sunny day walking through the wilderness enjoying the view...all was quiet and peaceful when out of nowhere i hear "WABBAJACK WABBAJACK WABBAJACK!!" Scared the crap out of me haha, i turned around and blasted the madwoman with a dual fireball for making my heart race : p

Whats your scariest moment?

being extremely low on health after fighting a dragon then getting surrounded by a large group of mudcrabs, needless to say i died...
then i remembered that i was playing dead is dead

Almost always is when I get past that puzzle room which kills that Bandit Outlaw in Bleak Falls Barrow, collect my small rewards,
go down the stairs sneakily and BAM! three skeevers jump in my face. Which makes me jump every time I go down in that dungeon.

My scariest moment though was when I was just in the fields near Whiterun and habitually facing an attacking thief and two wolves,
collected their loot and moved around in 1st person. But to my surprise and shock there was a giant right in front of me with two mammoths.
Not thinking, I simply froze. "Maybe they wouldn't notice me" I thought. What happened next? I was being a baseball to the Giant's club.

..suffice to say my character seemed to have ended up near Windhelm after an extreme amount of lag..

Yeah... I think I scared myself more than the game has. Forgot I had a reanimated corpse following me after I cleared the dungeon. Since I knew I cleared the dungeon, I let my guard completely down. Went to turn a corner on my way back out and my dead follower popped out of nowhere! Bricked it and dual casted thunderbolt simultaneously. Oops!

Walking around markarth kicking a cart down some stairs, few seconds later, the cart comes flying back at me and it hurts me, made me jump

going to talk with beardboys on sneak and still getting ambushed by sabretooth.

when daughter was watching- we got pounced on by our first random dragon!

i knew there were random dragons and i still ran like a.....

Definitely when an Ancient Dragon dropped down... right... in... front... of... me.

I think I said "Oh bother, darn it."... or words to that effect. Then I ran away zig zagging and kept downing health potions like they were coca cola. Came THIS close to buying the farm lol.

My first really scary moment I was in the tundra walking west of Whiterun I cam across the saber cats for the first time, it circled me I hit it a few times did not do a lot of damage so I ran it hit me killed me in one hit. I was a very low level.

Any scary moment in this game is when something sneaks up on you from behind and hits you.

I'm somewhat embarrassed to admit it, but I've been startled multiple times by Skeevers. Often I don't hear them, so when I turn and they're suddenly leaping at me, I jump (and then kill them in one hit). Getting backstabbed by Saber Cats is definitely worse. Heck, I don't know whether my hearing svcks, but I've gotten sneak attacked by almost every enemy in the game. Bears have sneaked up on me!

Deep in the bowls of a Dwemer ruin, on my way to Blackreach. It was very dark. J'zargo and I had just finished a battle with a few Falmer Stalkers and everything was quiet again.

We crept forward and I noticed some stairs to my left. So, I headed there, thinking J'zargo is right behind me.

As I rummaged through the things on a desk, in a small and very dark alcove, all hell broke loose. We had been assaulted by a Falmer Shadowmaster and a couple of Nightstalkers. My heart beat so fast and I was swinging my blades for dear life.

After everything quiet down again, I whispered J'zargo's name, but there was no reply. I thought I may have lost him earlier and he would show up eventually.

So, I made my way into Blackreach alone and rested a few hours in the first dwemer building you come to. No J'zargo. So, I took the elevator up to Skyrim, went home, got my Husband Vorstag and we retraced my steps.

And there we found him... lying in the dark... dead.

This was my scariest and my saddest moment in the game. (I had to use the console to rez J'zargo lol)

Walking through the forest in the dark looking for deer to kill and next thing I know when I go near a old house I hear out of no where Wabbajack! I turn around and this old crazy woman was in my face.

Vampire hunting in the bloodied throne on expert @ level 10 got my blood pumping.
Ha

Aela and me sneaking in a very dark cave below a dwarven ruin, can't remember exactly where.

We are side by side, slowly sneaking past a few Chaurus Reapers [I hate those filthy beasts and always try to avoid them] with our weapons unsheathed just in case, when all of a sudden I notice at the left side of the screen something strange in her hands.. huh, when did I equip her with a Falmer swor.. WHAT THE F**?! There was this Falmer creeping in the dark and sneaking just beside me, he didn't notice me and neither did I. Definitely a WTF moment.

First encounter with a Hagraven and had never experienced fireball...I nearly crapped my pants!