My character is about to be reported to the show Hoarders. Trouble is that a lot of the stuff I have is worth more than any vendor has. Even after doing all the quests within the city, they still don't have near enough. (example, legendary daedric is worth over 3k) Is there a vendor who has 3k+ or do I have to go buy stuff from a vendor to build up their gold so I can sell my armor? (which basically makes it a wash thus removing my motivation for selling it)

You could raise your speech skill...though that would take alot of perks to get to

Join the Thieves Guild and do their quests to unlock fences, or get the Speech perk to invest in merchants. One trader in particular will get 10k gold through this.

Use the "rich merchants" mod.

Yeah, you could use the barter trick. Buy all their stuff, sell stuff, wait 24 hours (a lot quicker in Morrowind since there was no count down), repeat process till they get enough gold then sell your high priced item and then sell everything back to them.

This is what I do.
There are certain merchants who can train you in different skills. Find out who they are, either keep mental note or write it down, so when you have a lot of high-priced stuff to sell, go to them, get training first, then sell them the high-priced stuff. This way, you may not be able to sell the stuff and keep the gold, but you basically get your training for free.

Spoiler request

Which fence? Name, location and how much can he get w/o perks?

As an archer and a love of Gems for all my enchanted Bows, oh and not forgetting potions/poisions. I often find it easy to trade in all my loot after I buy those said items.
It isn't fall proof, since it does rely on you needing something from a merchant and said merchant being able to atleast accept the goods you are selling.
But if there is a merchant you regular for items you need from them, you can pump up their gold (buying their stuff), to then drain it again with stuff you are selling to them.

General merchants exist in many towns, however if you have access to a "fence", as a theif, they tend to have higher gold limits than most as already stated.

Spoilers:





Once you bring the thieves guild back to its former glory Tonilia (located in the Ragged Flagoon) will have a significant amount of gold. For me she has 4,000 but I dont have any speech/merchant perks.

Thank you very much!

Uses Thieves guild fences for illegal stuff (u have to be a member): i have one in the Solitude inn, Whiterun Honneybrew shop and in another inn
i don't quite remember where are:) I use to quicktravel to different citys and sell to the fencer or the local trade shop.

Just sell it, you have enough money anyway.

What do you want the gold for?

I know some RPGers view gold-accumulation as an end in itself -- in which case, go you. You're rolling in it.

For those who view it as a way of achieving other goals, making money can come to be a habit that's disconnected from fun. You need it early on to buy stuff, but pay attention to the point where the most expensive stuff in the game isn't making a noticeable dent in the wagon-load of septims that's following you around. Or the floating number in your UI, however you think of it. [*]

At that point, stop picking up anything you don't plan to use.


[*] Here's a mod idea. Make septims weigh .01. Suddenly, hoarders are cured. Once you have enough money in your chest at home, why would you cart out more loot out of the dungeon just to leave more money in your chest at home? And why does an adventurer carry 50K septims with them into dungeons anyway?

Except for high-end gems and jewelry though -- .3 weight worth thousands of septims (ie tens of weight) is an excellent store of value. That's what you'd rather carry with you to the next town. Sell them when you get there and then dump the resulting heavy pile of money on supplies and services you need. You might even buy gems and jewelry as a way of transporting wealth.

This wouldn't be a popular mod, I assume. But it would contribute to both realism and emergent immersive behavior. It's lack of this bit of reality-feedback that svcks some gamers into hoarding -- even "I'll play how I effing want to" Yahtzee. (see: http://www.escapistmagazine.com/videos/view/zero-punctuation/5020-The-Elder-Scrolls-V-Skyrim)

Why put it in a chest when you could swim in it like Scrooge McDuck? Then again I'm one of the people who so maybe I'm not one to talk...

question
do you need the money?

cuz I have a [censored] load of stuff stored away but I don't even need the money
comes in faster than I can spend it.

Hmm.. I've done all the thieves quests and she doesn't have over 500.

Cut and paste answer, because I'm lazy to type it again.

You do not need to be master of the Thieves Guild for their fences to have 4 000 septims. What you need to do is to complete 5 simple jobs (steal something, cook the books, plant a stolen item) for each hold: Solitude, Makarath, Windhelm and Whiterun to unlock special jobs. 2 of these are dungeon crawls while 2 others are simple forgery and larceny jobs. This will unlock 3/7 fences with 4000 septims each. The remaining 4 fences are unlocked as you make progress through the Thieves Guild main questline.

Speech skill up to 70 and there will be a perk called investor, you invest 500 gold into riverwood trader and he will have 10k to barter with every 48 hours

Cheers

Fences are the way to go (Thieves Guild). I sell almost everything that is not unique or what I consider to be collectible. I think i'm walking around with about 215k right now.

I don't get why they didn't use a barter system like fallout has. It would work very with the setting; I'd have to believe that there was a lot more straight bartering done in medieval europe than coin changing hands, especially among the lower classes. That way you can just trade your expensive loot for other expensive loot that you want instead.

You can do that in Skyrim with general traders (buy filled soul gems, trade in your banish iron daggers), or with a Speech perk that allows you to trade any goods with any merchant.

Personally I just use the fences. Imho, the perk points are too precious to be wasted in Speechcraft.

Does the Theives Guild questline unlock some major goldsinks for spending all that gold? (Just a yes/no please for the non-spoiler forum.)