http://www.newvegasnexus.com/downloads/file.php?id=35533
I've created an excel spreadsheet that lets you plan out your character and see how he/she is going to turn out, I just put this up tonight so if you find any miscalculations or things that need changed, let me know but I think it's fairly accurate.
v1.4 - Fixed calculations in Added and Current skill point columns that were referencing the wrong cells.
v1.3 - Fixed AP calculations for multiple ranks of Action Boy and DT calculations for multiple ranks of Toughness. Minor cleanup
v1.2 - Changed the layout, fixed Good Natured/Heavy Handed traits
v1.1 - Fixed HP calculation (forgot the 5HP/level)
v1.0 - intial Character Creation worksheet
Also, it's quite possible to get 4000 caps at level 1 and get your intelligence implant before you level. This is how I do it:
**Try to not discover locations as you get 10xp everytime you do this**
1. Run up north to the east of Goodsprings Cemetary
2. Keep running past all the Giant Radscorpions behind and past the shack with the cross near it
3. Keep going north til you come on Sloan and run across the street without entering Sloan
4. Go up the hill across from Sloan and stick to the side to avoid discovering Hidden Valley and head north walking down through a set of dunes with bark scorpions
5. Keep running til you see the big patch of mottled ground in the Deathclaw valley at which point stick to the mountain to the east and sneak up the cliff
6. Sneak all the way around the mountain until you're away from the Deathclaws and then run North and around the west side of the strip until you read North Freeside Gate
7. Go in Freeside and go to the Atomic Wrangler and gamble til you hit at least 4000 caps
8. Head out the North Freeside Gate around to the north east corner where the New Vegas Medical Clinic is and go get your Intelligence Implant.
