I am currently lvl 35 and am nearing 50,000 gold. I am not stingy...I buy new gear when it is better, already own a decked out home and am always replenishing my arrows. My question is....what do I need this much money for? Any suggestions on what I should or will possibly need to spend it on? Or do the rich just get richer?

Thanks

Having a lot of money can help level Crafting skills i.e. buying out entire stocks of ingredients to make a bunch of potions. Ironically as your skill increases your potions will become really valuable..so you'll be making even more money.

Other then that you could spend it on trainers to make leveling up certain skills easier. Though like nearly all RPGs you'll most likely get to a point where having a lot of money and making more loses its purpose. If you're playing on Xbox there's supposed to be an achievement related to making a certain amount of money IIRC.

If you REALLY want to spend it, go use trainers. Thats the only way Ive found to drain the bank balance once you have most things you need or want.

I have 150.000 at the moment and at level 44.

Some things you could purchase:

- property
- traing lessons
- better armour for your companion/spouse/follower
- buying ingredients and raise your alchemy skill level
- Making better armour
- making better weapons
- Buy apparel to enchant
- Gems
- Buy enchanted weapons, armour and apparel to disenchant
- Pay off your bounty's
- Give money to the poor
- Etc, etc, etc

after you buy all the homes, you're looking at close to, if not over 150,000 gold. one or two homes alone hit me for close to 40-50k each.
factor in the high price of later level trainers, and the best armor/weapons available...you can never have too much gold. Until you've bought all the homes anyways.

Can't help you, friend. I've got a dozen toons or so, the highest level one is about 42 (the one that finished the MQ) - and none of them have any gold issues at all. Even the one I just started today (a half-elf, to mess with that new mod) has already (level 11) bought a 5k gold house (a player-house mod) and has another 4k laying around. She's hardly done anything really.... just minor bandit-wiping, the Bard's College starter questline, Wolfskull Cave....

Gold flows like the water in this game....

Bought?! I didn't bought any of my property. Got them all for free lol.

The houses in Solitude and Windhelm are nice, big houses. I think they're like 25,000 gold each. You can store loot and stuff in it.

I really have a problem about the easy amount of gold.

I have tons and tons of gold, way past a million and that's just what I have in my safe. Now to mention all the items and stuff I could sell, all the potions I have in mass slowing going down since no one can afford to buy but 2 or 3 sometimes.

I'm not bragging, trust me. I personally would like it if there was a way (maybe if there was a hardcoe mode) to make it where gold isn't so easily massed. I think adding more weapons and armor could help... more spells... houses...

I thought it would be awesome if we could establish one of the old forts as our home. Turn it into a sort of miniature town? You could invest gold into repairing the walls, adding defenses, making your own shops, and making a stable and hiring people to guard the place and protect it from attacks. Then obviously you could do interior upgrades and fix problems a fort might have (like skeleton problems, water leaking problems, and get rid of general filth that accumulated.)

Does anyone else like the fort idea? That would be cool to see in DLC. It would solve some gold problems, and possibly cost millions to build up over time.

Not only is gold an easy to come by commodity, but so are expensive weapons, armor, and jewels. Way to easy. Ebony weapons are a dime a dozen and can easily get me 10k in an hour. Depends on the dungeon, strength potions on hand, etc.

I llke my fort idea... a lot....

I havn't done this personally, but I'm sure I remember hearing if you level your speech skill high enough you can then start investing your money by buying a share in the various shops around the province. Like in real life, when you get rich enough, invest.

- Hypno

Yep but that will end up making you more money. Haha short term it spends money but long term it makes you money.

I wish you could donate more money to poor people than 1 septim sure its a noble undertaking if you have 100 but when you have say 100,000 it seems more like spitting in their unwashed faces. Also be really nice if you could say get a beggar back on his feet....so to speak.

I like that idea. I stopped selling a lot of my loot because I did not really need the money. I have a lot of ebony pieces and jewels just sitting around. If there was something to work towards, I would sell them (and be able to up my speech skill).

If I may be so bold,
No one forces you to carry that gold.
Take it all and stow it away,
In case of darkness on another day.
If there is no trouble,
Something will come by and burst your bubble.
When it does, one must be prepped
For then, your life may be kept.

im horribly dissapointed i cant donate hundred of thousands of septims to beggers and the poor.

Yep. I don't carry much - the rest is in a chest or whatever at "home". Still, by the time I clear a dungeon then sell the bits n' bobs, I've got another 2k or so....

This. Training a skill from the 30's or so to master level will wipe out about 200k.

But it's really too much trouble to hunt down trainers. It's easier to just do it yourself by killing, magic use, crafting.... Armor's a problem - you need books or trainers for that mostly....

thats ur problem then lol. If you dont pay for the main things to relieve you of your gold, of course you're going to have nothing to spend it on. my only advice is, pay for some property lol

I'll agree with the training idea. At higher levels you're looking at as much as 4k per training point.

If you don't want to make so money then don't enchant, smith, or make potions, except purely for your own use. Just sell the stuff you loot for what you can get for it and that'll keep you nice and broke. Or don't loot anything; just rely on what you find in regard to attaining better weapons/armor/spells and level up purely through combat. It's not that hard to put limitations on your characeter.

But having so much money is kind of nice. I have around 45K right now in coin but I own all 5 houses and they're all decked out. Each mannequin is weaing some full expensive set of something... except for one in Proudspire that I have with the Emperor's robes and the Chef's hat from the DB poisoning quest.

At any rate, I don't have to bother looting anything. I can just go through quests without having fret about what to keep and what not to keep or going through the hassle of going back because of some Dwarven battleaxe (if I enchant it, it'll be worth $$$!). I collect oddball things and books now.

what I do when I have lots and lots and lots of money is put a large portion of it in a chest (The small safe in the arch-mages quarters to be exact) and whenever I need more money I just make a withdrawal.

I don't. They tried that in NWN2. Tiresome. But to each his own. There will doubtless be mods aplenty.

I just use it on trainers to level high levelled skills that take too long to increase normally.

It's the only Beth game that i've become a millionaire in.

Why do you need a house when you can store your stuff for free in Winterhold college. It never disappears