I have maxed out luck and since playing FONV, never have i encountered hitsquads from CL or NCR, and everytime i enter vats mode i always have a 4/5% chance of hitting a critical on whatever it is im fighting.

not to mention im very freaking rich in bottlecaps, legion coins and NCR dollars. Have yet to try gambling but im sure with my luck id break all the casinos in one sitting.

Nebody else have the leprechan looking over their shoulder? or it is just me?

the only downside that i have is it makes the game too dam easy which is way im making yet another playthrough only this time 0 luck