I would draw the line exactly where Bethesda did. You can take their armor off to use or sell, you have no need to take their underwear off once they're dead.
When I modded for Morrowind, people were friendly and helpful, and were downright chastised for criticizing another's tastes in mods. Now negative comments ("It's not good enough for me, this svcks") are almost normal, and telling people that a mod would be a "waste of time" is acceptable? Forget that. I didn't release but one or two of my mods in Oblivion, and never to big public release threads... But the sense of entitlement from the PC community here has gotten downright unbearable. You're destroying the modding community with your attitudes and demands, your assumption that mods have to be fitted to YOUR tastes.
I abide an old rule: if you want it, you make it. If you can't, you graciously accept someone else's interpretation of your request if they deign to try and make your idea. All this negativity in the mod (requesting) community is starting to wear thin fast.
If there's a mod you don't like, don't download it. Don't disparage it. Don't hate on it. Offer constructive criticism for how you think it could be better, and walk away. Saying you think people are perverts or childish for wanting a particular mod shouldn't even CROSS your mind. [/rant]