Eh hem
-Fable 2 you're an orphan and then you find your destiny as a hero that the lowest common denominator, but that limits my backstory because the story filled it in. You were the son of a hero and your family home was burned, so much for roleplaying a character the way I want
-Dragon Age Origins you start off in your respective camps as a human noble or a dealish elf. It was again very hard for a roleplay perspective to fill in my own backstory because they were already giving it to you. So you couldn't create your own character.
-Fallout 3 again your origins and backstory are somewhat filled in and given to you along the way
Some of these are lowest common denominator origins, however, they already fill in your backstory. I don't want to start off as a homeless or an orphan in the TES series because that's a lot harder to pass away. You cannot rewrite your character not an orphan or not a homeless. But as a prisoner you can change it as you like. And there many twist you can take. Being homeless fills in to much of your own backstory by the devs and not yourself.
Your arguments about other games are not relevent, they are not TES. TES doesn't typicaly fill in much of your backstory, leaving it wide open for you to fill in yourself.
Orphan:
- What was you family like?
- How did you become orphaned?
- How have you coped with being alone?
- Do you have any siblings?
- What have you done since?
- How did you come to being in this land or were you born here?
- etc
Homeless:
- See above but replace orphan with homeless.
Any more ideas you want me to shoot down?