Hmm, well, I'm playing on master difficulty, with 100 health and no armor. Powerful draugr will one-shot me, so healing is irrelevant. Pretty much everything one-shots me, including traps: it's kinda bracing. I'm using a companion and an atronach, and I try to keep both of them in front of me (I resummon the atronach if it gets out of position). Occasionally I run like crazy. Some people don't like that play style: they say it's getting the game to play itself, but I'm finding it enjoyable. Whatever floats your boat really. On another note, I sort of want the perk point back for conjuration dual-casting. Extra duration on my summons just isn't as useful as I thought it would be.
I just started up a character like this. I call her my "cheap" character, but I'm actually having fun. I'm LVL 20 or so, with 100 enchanting and 78 smithing. I decked Lydia out in improved/enchanted orcish gear and I'm wearing some improved/enchanted orcish gear myself. I'm able to cast atronachs as needed, and I kinda just sit there and alternate spamming heal on myself or Lydia. My next goal is to get Lydia to fill soul gems for me so I don't even have to bother with bound sword for the kill shot.
My only concern is I don't know where to go from this point.
-What's better permenant atranoch or permanant thrall? I'm guessing that atranoch is more reliable?
-I don't know what to do with all the extra perks. Speech? Speech seems the reasonable choice for extra perks, but with my other characters the point where gold becomes a useless, abundant commodity comes pretty quick even without the perks in speech. I'm kinda thinking archery and using bound bow, but I like the idea of Lydia filling soul gems for me.
-Alchemy? So I can maximize my conjuration/restoration enchants to get 29%, but really what would be the point? Any other reason I should level/perk alchemy? Do the weapon enchants cap at all?
-Would illusion be useful at all with a character concept like this? Alteration for any reason? I have a warrior/mage that uses alteration and an assassin that uses illusion; both schools have been useful for those concepts, but both seem a huge investment for little payout with my conjuring/healing, lazy biatch.