isn't, you know, being able to see yourself from behind the bigger immersion breaker here? or do you rp a mad sorcerer deep in his cave controlling the dragonborn through his magic orb?
Awesome!
It's funny, and more to the topic at hand, but for some reason in Skyrim -- except when inspecting bags/barrels/chests and during archery -- I play almost entirely in 3rd person. So I can see where the situation the OP is describing would be annoying and immersion-breaking. Oblivion I play in 1st person, almost exclusively, so the only time I see my character is when I access the menu. (Side note: I really, really like how your character is there in the Oblivion menu screens, and you can zoom in/out and rotate. I was very disappointed that was taken out of Skyrim for some reason).
All that said, if you want to be fully immersed and pretend to "be" your character, I can't see playing in 3rd person -- first person is where it's at. But, if you do play 3rd person, and I do too in Skyrim, then clipping issues are jarring, to be sure.