I may be wrong here (gasp!) but I've been spending more time in the back country and it seems that smaller countries tend to have a greater percentage of smaller dungeons. I've been hanging around Abibon-Gora and Dwynnen (because they are both Julianos aligned) and I keep getting dungeons that are only 2 or 3 blocks large. I may suggest that new players start their adventuring in a smaller kingdom so that they more often get smaller dungeons that are easier to explore completely. Also, if they happen to mess up a simple assassination and go from common citizen to hated in about 3 minutes, well, at least you weren't in a more important kingdom! On a related note, I no longer go to Abibon-Gora.
I'm sure Interkarma has the tools to verify such a claim... wink, wink!
Last night I bought a ship!
Since all of my money was spread across the banks of Sentinel, Wayrest, and Daggerfall, it took me several in game months to ferry all of my gold to one bank, but I did it, and now I don't have to pay exorbitant fees to cross the Illiac.
You know about letters of credit, right? It's like taking a check for your account; so instead of carrying 72,000 gold (equivalent of 180 kg!), you carry a single sheet of paper (0.25 kg!). That way you can have all of your cash on hand but not the weight. Shops can take money right out of the check, and sometimes pay you with a LoC if the gold would outdo your encumbrance. You just have to remember that taverns and travel agents only take cold, hard cash, so keep a little change around for them.
After a good dungeon haul and the selling frenzy that follows, I usually go to a bank, dump all my LoCs and gold into the account, take about 100 gold in cash and then the rest as a letter of credit. There is a 1% fee for a letter of credit, so the easy calculation is to take the amount and divide by 1.01 and request that integer amount.
...Also, just preference but I think Akatosh has better chicks. They dance.