for me the only one i can think of is the FIFA series absolutely despise it how can you make a game about people who kick a bag of air around have insane wages, get drunk, do drugs, sleep with hokers and are seen as role models?
Sounds to me like your issue is more with Football itself, rather than FIFA.
For me, probably Kurushi for the PS1...although that may just be because I'll never forget how much of my damned time it svcked up
