You're not getting a college degree or buying a house, it's a damn video game. You're supposed to enjoy the time sitting around not being responsible for anything. If you screw something up it lessens the enjoyment. There should be a respec option for those that want it and for those that don't want it, just don't use it.
You deniers that keep saying that it would unbalance the game or would allow people to get over-powered, why do you care so much how another person enjoys their game? It sounds like you all don't think it's right, so no one should be able to do it. Do you also call the cable company when there's something on tv that you don't agree with?
No one that supports respecs is saying to force anyone into it. It could be an npc monk living in a one-room shack on the side of some mountain and cost gold or require quests to complete. We'd just like the option to fully enjoy this video game if we decide to change our minds about stuff.
And I still think we should at least get one since the smithing tree forms a circle. >.<
