By that logic, I insist that the developers should have made it so my armor can be on me but be invisible AS AN OPTION.
I hate to have to point this out, but if you take an odd request and add the words "AS AN OPTION" to it, it doesn't magically turn a strange idea into a sensible one.
It turns a proven successful idea (there are plenty of games both multi and single player that this works just fine for) into one that simply points out that it is not forcing anything on you. Too bad the same can't be said for not having the option there at all.
As for the armor, if you can't see the stupidity in such an exaggeration, then it's not the stick that is up there but your head instead.
Easily done: just don't wear the helmet.
There you go folks. Just don't wear one. Give up all the perks that require you to wear a full set. Give up the enchantments. Oh and while were at it, don't bother picking a hair style and color. In many cases, don't bother customizing the look of your character at all. Hell, while were at it, we can just make all the helms, full helms and remove character customization completely.