It's not the cost, it's the principle of the matter. The Dev team decides to put in a largely useless feature and decides to CHARGE you for it. Give a modder about an hour and they'll make something better, that you can get FOR FREE. Get where I'm going? Horse Armor doubles your mount's health up to 750 health. That's all it does. How often do you get into a situation where your mount dies?
Every time you run into enemies while your horse is nearby, though I don't recall if that's all that big of an issue in Oblivion as it is in Skyrim. In Skyrim, horses are generally a waste of gold most of the time since they cost 2000 Septims and they get killed by everything.
And yes, Horse Armor is considered by far to be one of the worst (if not the worst) DLC Bethesda's ever done, so bad that they're likely never doing horse armor as a feature for a TES game ever again.
This boggles my mind along with spears. IDK why Beth would add Werebears and Spears and not make them playable/useable. Thats like putting the candy jar out on the table and telling us "no no you can't have any" and don't give me the "O BeTh Nev ProMiSeD Werebears or SpEre" crap becasue I know the were never "promised" to us but why the bloody hell put them in the [censored] game if we cant play as a Werebear or use a spear?? Really doesn't make sense to me at
Maybe they thought they could get away with just having them there but not playable, because people would just be happy that they are in in
some form. Don't know if they're ever going to make either one playable for Skyrim eventually.
Personally, I detest the idea on principle because this could easily lead into a domino effect where they start applying this sort of logic onto everything. "Oh, you wanted Morrowind style digitigrade legs for beast races? Now they have them again! Oh, you're not happy with those two races not being playable anymore? Too eff'n bad!" or "We did werewolves again, but they're not playable" or "The Dark Brotherhood is in, but they're not joinable." Anything like this could happen if they're not careful about maintaining their principles as a result of nonplayable spears and werebears, the whole mindset of "we don't have to make it playable."